Welcome to takhtenardsharti.com – your trusted destination for Backgammon online for real money. We are committed to the highest standards of security, compliance, and integrity. This Anti-Money Laundering (AML) and Know Your Customer (KYC) policy outlines the robust safeguards we implement to protect our players and the financial system from abuse, fraud, and illicit activity.
🔐 Our Commitment to AML Compliance
takhtenardsharti.com follows internationally recognized AML frameworks, including EU directives, FATF guidelines, and local jurisdictional requirements. Our procedures are designed to:
- ✅ Prevent money laundering and terrorist financing
- ✅ Verify customer identity and source of funds
- ✅ Monitor transactions for suspicious behavior
- ✅ Report any suspicious activity to appropriate authorities
📅 Last Updated
This AML & KYC Policy was last updated on: 22 August 2022
📘 Legal Basis & Framework
Our compliance framework is based on:
- EU Directive 2015/849 – Prevention of the use of the financial system for money laundering
- EU Regulation 2015/847 – Information accompanying fund transfers
- National AML Legislation – As per the relevant financial laws of our operating jurisdictions
💼 What is Money Laundering?
Money laundering involves disguising the origin of funds obtained through criminal activities. It typically involves three steps:
- Placement: Introducing illegal funds into the financial system
- Layering: Conducting complex transactions to obscure the origin
- Integration: Reintroducing the laundered money as legitimate assets
🔎 Customer Verification – Three-Step KYC Process
📄 Step 1: Basic Verification (Required for All Users)
- Full Name
- Date of Birth
- Nationality
- Gender
- Residential Address
Users must complete and submit the form via the profile settings section. All data must be accurate and will be cross-referenced through secure third-party services.
🪪 Step 2: ID Verification (Threshold: $2000+)
Users who deposit or withdraw more than $2000 must upload a valid government-issued photo ID with a note showing a randomly generated code, as well as a selfie.
- All four corners of the document must be visible
- Information must match Step 1 details
💰 Step 3: Source of Funds (Threshold: $5000+)
For users transacting above $5000 or tipping over $3000, a source of wealth (SOW) declaration is required.
Examples of acceptable sources:
- Business ownership
- Employment income
- Investments
- Inheritance
📍 Proof of Address Requirements
- Recent utility bill (within 3 months)
- Government-issued document
- Bank statement addressed to the user
🌍 Geographic Risk Categorization
| Region | Risk Level | Verification Thresholds |
|---|---|---|
| Region 1 | Low Risk | Standard 3-Step Verification |
| Region 2 | Medium Risk | Step 2: $1000, Step 3: $2500 |
| Region 3 | High Risk | Banned from Platform |
🔁 Transaction Monitoring
1️⃣ First Line of Control
We only work with licensed payment providers who enforce their own AML/KYC checks prior to fund transfer.
2️⃣ Second Line of Control
All transactions are monitored in real-time by automated systems, with human oversight for suspicious activity. Key flags include:
- Rapid deposit and withdrawal behavior
- Currency/nationality mismatch
- Use of different bank accounts for deposit and withdrawal
3️⃣ Third Line of Control
Our internal compliance team manually reviews all red-flagged transactions and user profiles. If necessary, accounts may be frozen and reported to legal authorities.
📊 Enterprise Risk Assessment (EWRA)
We conduct annual EWRA (Enterprise-Wide Risk Assessment) to assess emerging threats and adjust verification thresholds, compliance workflows, and policy enforcement accordingly.
🗃️ Record Keeping
- Customer identification data: Retained for 10 years
- Transaction records: Retained for 10 years
All records are stored securely with encryption both online and offline.
🧑🏫 Training and Staff Education
Our AML team and financial staff receive:
- ✅ Mandatory annual AML training
- ✅ Specialized workshops on compliance practices
- ✅ Access to internal AML policy documents and updates
🔐 Data Security & Confidentiality
Your data is private and protected. We never sell or share user information. Data may only be disclosed to regulatory authorities when legally required or to prevent fraud and money laundering.
We follow Directive 95/46/EC on data protection and align with the latest GDPR principles.
🚨 Reporting Suspicious Activity
All takhtenardsharti.com team members are trained to identify and report any suspicious transactions. Reports are handled confidentially and escalated to the AML Compliance Officer for legal evaluation.
📩 Contact Us
If you have questions, concerns, or wish to submit documentation:
- Email: [email protected]
✅ Final Notes – AML & KYC Integrity at takhtenardsharti.com
At Backgammon online for real money, we believe transparency and legal compliance are key to safe online entertainment. By enforcing this AML/KYC policy, we create a secure and responsible gaming environment for all players.
Thank you for your trust and cooperation. 🎲